Disclosures

Haven Wealth Planning is principally registered as an investment adviser with the state of Missouri and is registered in other state(s) as applicable. The firm may only transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training.

This website is only intended for clients and interested investors residing in states in which Haven Wealth Planning is qualified to provide investment advisory services. Please contact Haven Wealth Planning at 314-403-2473 to find out if Haven Wealth Planning is qualified to provide investment advisory services in the state where you reside. Haven Wealth Planning does not attempt to furnish personalized investment advice or services through Haven Wealth Planning’s Insights blog.

Haven Wealth Planning’s Insights blog has been prepared for informational purposes only and should not be used as investment advice. Haven Wealth Planning does not provide tax, legal or accounting advice. Haven Wealth Planning’s Insights blog is not intended to provide, and should not be relied on for tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors.

Haven Wealth Planning’s Insights blog should not be construed by any existing or prospective client as a guarantee that they will experience a certain level of results if they engage our services. Investment management strategies such as diversification, asset allocation, and rebalancing do not ensure a profit or guarantee against loss. There is no guarantee that any investment strategy will achieve its objectives.

Past performance is no guarantee of future results.

Haven Wealth Planning will provide all prospective clients with a copy of our current Form ADV, Part 2 and Privacy Policy (“Disclosure Brochure”) prior to commencing an Advisory relationship. Existing clients will receive a copy on an annual basis. However, at any time, you can view our current Form ADV, Part 2 and Privacy Policy on our website. In addition, you can contact us to request a hard copy.

If you have any questions regarding Compliance and Regulatory information, please contact us.

Agreement to Terms of Use

These Terms and Conditions of Use (the “Terms of Use”) apply to the Haven Wealth Planning website located at www.havenwealthplanning.com, and all associated sites linked to www.havenwealthplanning.com by Haven Wealth Planning (collectively, the “Site”). The Site is the property of Haven Wealth Planning, LLC (“Haven Wealth Planning”).

BY USING THE SITE, YOU AGREE TO THESE TERMS OF USE; IF YOU DO NOT AGREE, DO NOT USE THE SITE.

Haven Wealth Planning reserves the right, at its sole discretion, to change, modify, add or remove portions of these Terms of Use, at any time. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Site following the posting of changes will mean that you accept and agree to the changes. As long as you comply with these Terms of Use, Haven Wealth Planning grants you a personal, non-exclusive, non-transferable, limited privilege to enter and use the Site.

Your use of this site is provided on an “AS IS” and “AS AVAILABLE” basis. To the full extent permitted under applicable law, Haven Wealth Planning expressly disclaims all warranties of any kind, whether expressed or implied INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, ACCURACY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. Haven Wealth Planning makes no warranty that:

  1. This site will meet your requirements.
  2. This site will be uninterrupted, timely, secure, or free of viruses, errors, omissions, or other harmful components.
  3. The results that may be obtained from the use of this site will be accurate or reliable.
  4. The quality of any information or other materials obtained by you through this site will meet your expectations.
  5. Any errors or omissions on this site will be corrected.
  6. The data and materials presented or displayed on this site are correct, complete, accurate, or reliable.

    Any content or data downloaded or otherwise obtained through the use of this site is done at your own discretion and risk. Further, you agree that any such information will be used for non-commercial, personal use only, and that you will retain all copyright and other proprietary notices contained on the materials. You may not use, distribute, modify, transmit, or post any content for public or commercial purposes. You will be solely responsible for any damage to your computer system or loss of data that results from the download of any such content.

    Customer Privacy Policy Notice

    Any personal information submitted by you on this Site is maintained in accordance with our Privacy Policy. Please carefully review our Privacy Policy.

    Commitment to Your Private Information

    Haven Wealth Planning is committed to safeguarding the confidential information of its clients. Haven Wealth Planning holds all personal information provided by clients in the strictest confidence and it is the objective of the firm to protect the privacy of all clients. Except as permitted or required by law, Haven Wealth Planning does not share confidential information about clients with nonaffiliated parties. In the event that there were to be a change in this policy, the firm will provide clients with written notice and clients will be provided an opportunity to direct Haven Wealth Planning as to whether such disclosure is permissible.

    Why We Collect and How We Use Information

    To conduct regular business, Haven Wealth Planning, collects personal information from sources such as:

    • Information reported by the client on applications or other forms the client provides to us.
    • Information about the client’s transactions implemented by the firm or others.
    • Information developed as part of financial plans, analyses or investment advisory services.

    To administer, manage, service, and provide related services for client accounts, it is necessary for Haven Wealth Planning to provide access to customer information within the firm and to nonaffiliated companies, with whom the firm has entered into agreements with. To provide the utmost service, we disclose the information below regarding clients and former clients, as necessary, to companies to perform certain services on our behalf.

    • Information Haven Wealth Planning receives from the client on applications (name, social security number, address, assets, etc.).
    • Information about the client’s transactions with the firm or others (account information, payment history, parties to transactions, etc.).
    • Information concerning investment advisory account transactions.
    • Information about a client’s financial products and services transaction with Haven Wealth Planning.

    Sharing Information with Other Companies Permitted Under Law

    Since Haven Wealth Planning shares nonpublic information solely to service client accounts, the firm does not disclose any nonpublic personal information about the firm’s clients or former clients to anyone, except as permitted by law. However, the firm may also provide customer information outside of the firm as required by law, such as to government entities, consumer reporting agencies or other third parties in response to subpoenas. Additionally, Haven Wealth Planning does not jointly market with affiliated or nonaffiliated companies.

    In the event Haven Wealth Planning has a change to its customer privacy policy that would allow it to disclose nonpublic information not covered under applicable law, we will allow clients the opportunity to opt out of such disclosure.

    Entities with whom Haven Wealth Planning may share nonpublic information includes non-affiliated companies, e.g. custodian. Information is shared so that your account can be opened at the custodian to provide you with accurate and timely advice on your financial situation. We may also share your non-public information with parties acting at your request and on your account.

    How We Protect Your Information

    Haven Wealth Planning maintains an information security program designed to ensure the security and confidentiality of customer information, protect against threats or hazards to the security of such information and prevent unauthorized access. This program includes:

    • Procedures and specifications for administrative, technical and physical safeguards.
    • Security procedures related to the processing, storage, retention and disposal of confidential information.
    • Programs to detect, prevent and, when necessary, respond to attacks, intrusions or unauthorized access to confidential information.
    • Restricting access of customer information to employees who need to know that information to provide products and services to you and appointing specific employees to oversee our information security program.

    Former Customers

    Even if we cease to provide you with financial products or services, our Privacy Policy will continue to apply to you and we will continue to treat your nonpublic information with strict confidentiality.

    Changes to this Policy

    Haven Wealth Planning will provide each client with initial notice of the current Privacy Policy when the client relationship is established. Additionally, Haven Wealth Planning may occasionally amend this Privacy Policy at any time. If we decide to use personal information in a manner that is materially different from that stated at the time it was collected, we will notify you of such changes prior to implementing them by posting a revised Privacy Policy with a new “Last Updated” date. Haven Wealth Planning shall also provide each client with the current Privacy Policies at least annually.

    We encourage you to check our website frequently to see when this Privacy Policy was last revised and to be informed of how we are committed to protecting your information.

    Links to material on other sites

    Haven Wealth Planning is not responsible for the collection, use or security of information by companies or organizations outside of Haven Wealth Planning that may be linked to our websites. Links to non- Haven Wealth Planning sites are provided for convenience only and are accessed at your own risk. The information available on these sites has been produced by unaffiliated third parties and Haven Wealth Planning does not guarantee its timeliness, sequence, accuracy, adequacy or completeness and make no warranties with respect to results to be obtained from its use. Any opinions or recommendations expressed therein are solely those of the third-party information providers and are not the opinions or recommendations of Haven Wealth Planning. No endorsement of third-party products, services or information is expressed or implied by any information, material or content referred to or included on, or linked from or to this website. Under no circumstances should the information be construed as an offer to sell or solicitation of an offer to buy a particular security. Consumers are encouraged to read the privacy policies of websites reached through the use of links from the Haven Wealth Planning website.

    ENTIRE AGREEMENT

    These terms of use constitute the entire agreement between you and us with regard to your access to and use of this Site, and supersede all prior and contemporaneous negotiations, statements and agreements, whether written or oral, relating to the subject matter hereof. In the event any provision of these terms of use is judicially determined to be invalid or unenforceable, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent permitted under applicable law, and the remaining provisions will continue in full force and effect.

    Any Questions

    If there are any questions regarding these terms of use, the Privacy Policy for this Site, or any other questions concerning this Site, please use the Contact Us page to reach out to us.